8 Unique Services for Senior Citizens
8 Unique Services for Senior Citizens
Have you ever paid attention to the lyrics of the Beatles song “Help!”? :
When I was younger, so much younger than today;
I never needed anybody’s help in any way.
But now these days are gone, I’m not so self-assured;
Now I find I’ve changed my mind and opened up the doors.
We all need a little extra help sometimes, but that need generally intensifies for senior citizens – whether it is caused by the effects of getting older or just facing changing circumstances. Most people are familiar with assisted living facilities, but what about a specialist to help you pack your belongings and move? Or someone to help you pay your bills and stay organized?
It is often difficult when we realize that we can’t always do everything on our own. So it can be valuable for all of us – age aside – to be aware of what kinds of services exist for senior citizens so that we are able to suggest some extra help to those that we care about.
With that, here are 8 types of services that some of our senior citizen clients have found of value:
- Paying bills and getting organized: Are you now responsible for dealing with your household’s financial affairs, after your spouse previously handled things? Or do you have a parent that needs help paying bills, reconciling their checkbook, dealing with vendors or tracking expenses? In-home bill payment and organization specialists can help you take control of your household financial situation again.
- Downsizing your home, moving or settling an estate: Are you looking to downsize your home or are you dealing with a parent’s estate? There are services that can take the stress out of moving by helping to sort through personal belongings, and help you decide what to take, sell, donate or give away. They can even pack your belongings and un-pack them at your new home. Usually these services have affiliations with appraisers who can help value and sell high-end items.
- Meal prepping with an in-home chef: Are you unable to prepare meals any longer? There are services that send a chef to your home weekly to prepare food that meets specific dietary needs.
- Patient advocates: Do you or your parents need help making medical decisions? Patient advocates and geriatric care managers can help tackle medical problems. Health care specialists are available who will accompany you to doctor appointments and help the family make decisions concerning medical issues. This can be an especially useful service when family members live out-of-town.
- Managing health insurance claims: Are you fighting health insurance claims? There is a service that will organize, track and appeal your health insurance claims, which could be especially useful when there are large claims after an extended illness.
- Searching for assisted living: Do you need help finding the right assisted living option? There are services that know which facilities may be preferable for different situations and can guide you on negotiating costs and asking important questions.
- Claiming your VA benefits: If you or your spouse are a veteran and you are currently receiving care at home or in a facility, you may qualify for a VA Aid and Attendance Pension. Certain attorneys specialize in helping apply for this benefit.
- Modifying your home for mobility: Do you or a parent want to stay at home but it’s difficult to maneuver? Small or large home modifications may allow you to remain living independently, and can be especially helpful for somebody with disabilities or mobility problems.
We hope that when you, family members, or friends are facing a new situation, you will keep these services in mind and call us to help you identify appropriate resources available to you. While most of our contacts are located in the Chicago area, there are most likely comparable services throughout the United States which could assist you when you need a little extra “Help!”.
This is not an endorsement of service providers and we assume no responsibility for any information, advice or services provided. This article contains general information that is not suitable for everyone. The information contained herein should not be constructed as personalized investment advice. Past performance is no guarantee of future results. Reading or utilizing this information does not create an advisory relationship. An advisory relationship can be established only after the following two events have been completed (1) our thorough review with you of all the relevant facts pertaining to a potential engagement; and (2) the execution of a Client Advisory Agreement. There is no guarantee that the views and opinions expressed in this article will come to pass. Investing in the stock market involves gains and losses and may not be suitable for all investors. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security.
Strategic Wealth Partners (‘SWP’) is an SEC registered investment advisor with its principal place of business in the State of Illinois. The brochure is limited to the dissemination of general information pertaining to its investment advisory services, views on the market, and investment philosophy. Any subsequent, direct communication by SWP with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of SWP, please contact SWP or refer to the Investment Advisor Public Disclosure website (https://www.adviserinfo.sec.gov).
For additional information about SWP, including fees and services, send for our disclosure brochure as set forth on Form ADV from SWP using the contact information herein. Please read the disclosure brochure carefully before you invest or send money (https://www.stratwealth.com/disclosure-statement).
Date Published: 8/25/2016